Does Home Insurance Cover Wear and Tear?
by Peter Main
The issue of wear and tear is a hugely important one in home insurance terms, because it can affect both the buildings and contents insurance, and is a source of much grief for policyholders when it comes to making a
claim under the policy. In terms of the building or structural insurance of the house or dwelling, what is regarded as normal wear and tear is not normally covered under a home insurance policy. This means in effect there is a responsibility on the owner of the structure of the building to maintain it in a reasonable manner...
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